Inputs

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yrs
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Overview

Price-to-Rent Ratio Ratio of home price to annualized rent

37x

Cost Cost of Ownership vs Cost of Rent

Net Worth Home Equity vs Investment Portfolio

Buy or Rent Buying is better

+$373.09k

Net Worth

Year

Buy (Home Equity)

Rent (Investment Portfolio)

2025$258.99k$287.86k
2026$399.06k$375.97k
2027$552.21k$474.30k
2028$719.68k$584.12k
2029$902.88k$706.82k
2030$1.10M$843.97k
2031$1.32M$997.33k
2032$1.56M$1.17M
2033$1.83M$1.36M
2034$2.11M$1.58M
2035$2.43M$1.82M
2036$2.77M$2.09M
2037$3.15M$2.39M
2038$3.57M$2.72M
2039$4.02M$3.10M
2040$4.52M$3.53M
2041$5.06M$4.00M
2042$5.66M$4.53M
2043$6.31M$5.12M
2044$7.03M$5.79M
2045$7.82M$6.53M
2046$8.68M$7.37M
2047$9.63M$8.30M
2048$10.67M$9.35M
2049$11.81M$10.52M
2050$13.00M$11.76M
2051$14.29M$13.14M
2052$15.72M$14.69M
2053$17.30M$16.43M
2054$19.03M$18.38M
2055$20.93M$20.56M

Buy Breakdown

Year

Mortgage Payment

Property Tax

Maintenance

Homeowner's Insurance

Home Equity

Home Value

Closing Costs

2025$68.93k$3.50k$11.99k$2.88k$258.99k$1.20M$0.00
2026$68.93k$3.85k$13.19k$3.17k$399.06k$1.32M$0.00
2027$68.93k$4.24k$14.51k$3.48k$552.21k$1.45M$0.00
2028$68.93k$4.66k$15.96k$3.83k$719.68k$1.60M$0.00
2029$68.93k$5.13k$17.56k$4.21k$902.88k$1.76M$0.00
2030$68.93k$5.64k$19.32k$4.64k$1.10M$1.93M$0.00
2031$68.93k$6.21k$21.25k$5.10k$1.32M$2.12M$0.00
2032$68.93k$6.83k$23.37k$5.61k$1.56M$2.34M$0.00
2033$68.93k$7.51k$25.71k$6.17k$1.83M$2.57M$0.00
2034$68.93k$8.26k$28.28k$6.79k$2.11M$2.83M$0.00
2035$68.93k$9.09k$31.11k$7.47k$2.43M$3.11M$0.00
2036$68.93k$9.99k$34.22k$8.21k$2.77M$3.42M$0.00
2037$68.93k$10.99k$37.64k$9.03k$3.15M$3.76M$0.00
2038$68.93k$12.09k$41.41k$9.94k$3.57M$4.14M$0.00
2039$68.93k$13.30k$45.55k$10.93k$4.02M$4.55M$0.00
2040$68.93k$14.63k$50.10k$12.02k$4.52M$5.01M$0.00
2041$68.93k$16.10k$55.11k$13.23k$5.06M$5.51M$0.00
2042$68.93k$17.71k$60.62k$14.55k$5.66M$6.06M$0.00
2043$68.93k$19.48k$66.69k$16.00k$6.31M$6.67M$0.00
2044$68.93k$21.42k$73.35k$17.61k$7.03M$7.34M$0.00
2045$68.93k$23.57k$80.69k$19.37k$7.82M$8.07M$0.00
2046$68.93k$25.92k$88.76k$21.30k$8.68M$8.88M$0.00
2047$68.93k$28.52k$97.63k$23.43k$9.63M$9.76M$0.00
2048$68.93k$31.37k$107.40k$25.78k$10.67M$10.74M$0.00
2049$68.93k$34.50k$118.14k$28.35k$11.81M$11.81M$0.00
2050$0.00$37.95k$129.95k$31.19k$13.00M$13.00M$0.00
2051$0.00$41.75k$142.95k$34.31k$14.29M$14.29M$0.00
2052$0.00$45.92k$157.24k$37.74k$15.72M$15.72M$0.00
2053$0.00$50.52k$172.97k$41.51k$17.30M$17.30M$0.00
2054$0.00$55.57k$190.26k$45.66k$19.03M$19.03M$0.00
2055$0.00$61.13k$209.29k$50.23k$20.93M$20.93M$0.00

Rent Breakdown

Year

Rent

Renter's Insurance

Surplus

Investment Portfolio

2025$32.76k$327.60$54.22k$287.86k
2026$33.81k$338.08$55.00k$375.97k
2027$34.89k$348.90$55.93k$474.30k
2028$36.01k$360.07$57.02k$584.12k
2029$37.16k$371.59$58.30k$706.82k
2030$38.35k$383.48$59.79k$843.97k
2031$39.58k$395.75$61.51k$997.33k
2032$40.84k$408.42$63.49k$1.17M
2033$42.15k$421.48$65.75k$1.36M
2034$43.50k$434.97$68.33k$1.58M
2035$44.89k$448.89$71.25k$1.82M
2036$46.33k$463.26$74.57k$2.09M
2037$47.81k$478.08$78.32k$2.39M
2038$49.34k$493.38$82.54k$2.72M
2039$50.92k$509.17$87.29k$3.10M
2040$52.55k$525.46$92.62k$3.53M
2041$54.23k$542.27$98.60k$4.00M
2042$55.96k$559.63$105.29k$4.53M
2043$57.75k$577.54$112.77k$5.12M
2044$59.60k$596.02$121.12k$5.79M
2045$61.51k$615.09$130.43k$6.53M
2046$63.48k$634.77$140.80k$7.37M
2047$65.51k$655.08$152.35k$8.30M
2048$67.60k$676.05$165.19k$9.35M
2049$69.77k$697.68$179.46k$10.52M
2050$72.00k$720.01$126.37k$11.76M
2051$74.30k$743.05$143.96k$13.14M
2052$76.68k$766.82$163.45k$14.69M
2053$79.14k$791.36$185.07k$16.43M
2054$81.67k$816.69$209.01k$18.38M
2055$84.28k$842.82$235.52k$20.56M